菜宝钱包(caibao.it)是使用TRC-20协议的Usdt第三方支付平台,Usdt收款平台、Usdt自动充提平台、usdt跑分平台。免费提供入金通道、Usdt钱包支付接口、Usdt自动充值接口、Usdt无需实名寄售回收。菜宝Usdt钱包一键生成Usdt钱包、一键调用API接口、一键无实名出售Usdt。

首页社会正文

澳5开户(www.a55555.net):Smaller banks to reap most benefit from OPR hike

admin2022-08-252

澳5开户www.a55555.net)是澳洲幸运5彩票官方网站,开放澳洲幸运5彩票会员开户、澳洲幸运5彩票代理开户、澳洲幸运5彩票线上投注、澳洲幸运5实时开奖等服务的平台。

KUALA LUMPUR: Smaller banks such as Bank Islam Malaysia Bhd (BIMB), Affin Bank Bhd and Alliance Bank Malaysia Bhd (ABMB) will be the biggest beneficiaries of Bank Negara's recent increase in the overnight policy rate (OPR), said RHB Research.

According to the research house, while the normalisation in the monetary policy will be moderately positive for banks, the three smaller institutions will see the biggest net interest margin (NIM) expansion and earnings boost.

"Based on guidance that a 12-month impact from a 25bps OPR hike would lift NIMs by 4-5bps for Affin and ABMB, and 5-6bps for BIMB, our calculations point to net profit improvement of about 3% for Affin and ABMB, and about 5% for BIMB.

"For the large banks, NIMs expansion of 2-4bps would translate into earnings uplift of 1-2%," it said.

RHB expect banks to raise base lending rates and base rates by the full 25bps.

,

欧博注册官网www.aLLbet8.vip)是欧博集团的官方网站。欧博注册官网开放Allbet注册、Allbe代理、Allbet电脑客户端、Allbet手机版下载等业务。

,

It said deposit rates, namely for fixed deposits, should also rise by the same quantum, although the full transmission to higher funding costs will only be evident after deposits are fully re-priced in three to four months.

On sector earnings, RHB said the latest 25 basis points (bps) rate hike coupled with the previous 25bps increase is forecast to raise sector FY22 net profit by 1.8%.

In the event of a third 25bps rate hike in September, the cumulative earnings uplift would improve to 2.2%.

"We believe there are risks the upward revision in net interest income could be somewhat offset by potentially lower fee income, given the volatility in financial markets.

"Currently, we are projecting a 5% YoY growth in sector earnings for FY22F," it added, while reiterating its "overweight" call on the sector.


转载说明:本文转载自Sunbet。

网友评论